Skip to main content
IVAs & BankruptcyFree help

Menu

N244 help for a mortgage eviction

This guide covers England and Wales

The short answer

If your mortgage lender has a date for an eviction, you can ask the court to pause it on form N244 (application notice).

Sending the form does not stop the eviction by itself. A judge decides. The court fee is £16, and you may get help paying it.

Is your eviction date today or tomorrow?

Contact the court and a housing adviser now. Tell them the date on your letter. Do not wait until you have read this page or filled in a form.

  • Shelter

    Housing charity with a free helpline for people at risk of losing their home.

    Call free: 0808 800 4444 (number checked on their website on 24 October 2026)

    Covers: England

  • Housing Loss Prevention Advice Service

    Free legal advice if your lender or landlord has taken you to court to take your home, including help on the day of your hearing. It is legal aid, so you do not pay.

    Covers: England and Wales

  • Find a court or tribunal (GOV.UK)

    Find the address and contact details of the court dealing with your case.

    Covers: England and Wales

Checked Sources

Editorial responsibility: IVAs & Bankruptcy — how we check and correct information.

What N244 can do

When a lender has a possession order, it can ask the court for a warrant of possession. That lets enforcement officers (bailiffs) carry out the eviction.

warrant of possession (the official word you may see on your papers)

This means the court document that allows an eviction to go ahead.

suspend a warrant (the official word you may see on your papers)

This means ask the court to pause the eviction.

You can use form N244 to ask a judge to suspend the warrant. GOV.UK says this can delay the eviction, or let you stay in your home if you can make payments again. There will be a hearing, and the judge decides.

What it cannot do

  • It does not stop the eviction when you send it. Only the judge’s decision can do that.
  • It does not mean the judge will agree. Nobody can promise that.
  • It is not the right form for every problem with your home. The steps are different if you rent. They are also different if your home is in Scotland or Northern Ireland, or if your case has not reached a warrant yet.
  • It does not sort out the money problem behind the eviction. Free debt advice can help with that.

How to apply

GOV.UK says to:

  1. Fill in form N244.
  2. Send it to the court, or take it in person.
  3. Tell the court you need a hearing at short notice, before your eviction date.

GOV.UK also says to get advice straight away. The Housing Loss Prevention Advice Service gives free legal advice to people facing the loss of their home, including on the day of a hearing. Arrive at least 30 minutes early to meet the adviser, and check the arrangements with the court.

Courts have their own ways of accepting forms and fees. Ask the court what it accepts. Sending an email is not proof that your form has been filed.

The court fee

The fee to ask the court to suspend a warrant of possession is £16. Other uses of form N244 cost more, so check the fee for what you are asking. N244 fees explained.

Help with Fees can lower or cover the fee, depending on your income, savings and other things. Read about Help with Fees on GOV.UK.

Fill in the form with our free tool

Our N244 helper asks one question at a time, shows you where to find each detail on your papers, and lets you check every answer. Then it fills in the official GOV.UK form for you to download, print, check and sign.

Your answers stay on your device. We do not write your reasons or evidence for you: those are your own words.

Start the free N244 helper

You can also download the blank form from GOV.UK and fill it in by hand. GOV.UK also has a Welsh-language page for the form.

After you send it

Keep in touch with the court and your adviser until you know the result. If the court has not replied, your request is refused, or the eviction is paused with conditions, read what to do after your N244.

What to do next

Get free housing advice today, and use our tool to fill in the official form if you want to. You can do both at the same time.

Start my form

Free, independent debt advice

These services are free. They will not judge you, and they can look at your whole situation.

  • StepChange

    Free debt advice charity. They can talk through all your options with you.

    Call free: 0800 138 1111 (number checked on their website on 24 October 2026)

    Covers: UK

  • National Debtline

    Free, confidential debt advice by phone and online.

    Call free: 0808 808 4000 (number checked on their website on 24 October 2026)

    Covers: England, Wales and Scotland

  • Citizens Advice

    Free advice on debt, housing, benefits and more. By phone, online or in person.

    Call free: 0800 144 8848 (number checked on their website on 24 October 2026)

    Covers: England (this is the Adviceline number for England)

  • MoneyHelper

    Free money guidance backed by government. It has a tool to find free debt advice near you.

    Covers: UK