Find free help
Take a breath. You do not have to sort this out on your own, and good help is free.
The services on this page do not charge you. We do not get paid for sending you to them, and we have no deal with any of them.
This guide covers England and Wales
Have an eviction date or court hearing?
Get free housing help today. If your date is close, call now rather than waiting. You do not need to know all the legal words. Have your court letter with you if you can.
Housing charity with a free helpline for people at risk of losing their home.
Call free: 0808 800 4444 (number checked on their website on 24 October 2026)
Covers: England
Housing Loss Prevention Advice Service
Free legal advice if your lender or landlord has taken you to court to take your home, including help on the day of your hearing. It is legal aid, so you do not pay.
Covers: England and Wales
Find a court or tribunal (GOV.UK)
Find the address and contact details of the court dealing with your case.
Covers: England and Wales
Free, independent debt advice
These services are free. They will not judge you, and they can look at your whole situation.
Free debt advice charity. They can talk through all your options with you.
Call free: 0800 138 1111 (number checked on their website on 24 October 2026)
Covers: UK
Free, confidential debt advice by phone and online.
Call free: 0808 808 4000 (number checked on their website on 24 October 2026)
Covers: England, Wales and Scotland
Free advice on debt, housing, benefits and more. By phone, online or in person.
Call free: 0800 144 8848 (number checked on their website on 24 October 2026)
Covers: England (this is the Adviceline number for England)
Free money guidance backed by government. It has a tool to find free debt advice near you.
Covers: UK
If you are finding it hard to cope
Money worries can be heavy. It is OK to talk to someone about how you feel, as well as about the money.
Someone to talk to, any time, day or night. Free to call.
Call free: 116 123 (number checked on their website on 24 October 2026)
Covers: UK and Ireland
If you are in danger right now, call 999.
Live in Scotland or Northern Ireland?
The law there is different. National Debtline covers Scotland as well as England and Wales. Citizens Advice has separate services in Scotland and Northern Ireland, which you can find from the Citizens Advice website.