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MoneyPlus Advice

Debt adviser with fee-charging debt management plans. IVAs go to its sister company, MoneyPlus Insolvency.

4.6 / 5 351 reviews on Trustpilot checked

A customer review score from Trustpilot, not our rating, and not a sign that this company suits you.

Fees: Debt management plan fees: £52 a month (or 49% of your payment, if lower) from your first payment. A £500 arrangement fee is taken from the same payments, in parts, for up to 18 months. Ask how much of each payment reaches your creditors while both fees are taken. IVA fees come out of your IVA payments.

Its plans charge fees. Free plans are available elsewhere.

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Opens the company’s website. Nothing to fill in on our site.

The company you contact will look at your situation and tell you what it can offer. We do not assess you.

What they do

  • Debt advice
  • Paid debt plan (DMP)
  • IVAs
  • Debt Relief Order help
  • Bankruptcy help
  • Breathing Space

Works in: England, Wales, Scotland and Northern Ireland.

Source: the company’s website, checked

Costs

Debt management plan fees: £52 a month (or 49% of your payment, if lower) from your first payment. A £500 arrangement fee is taken from the same payments, in parts, for up to 18 months. Ask how much of each payment reaches your creditors while both fees are taken. IVA fees come out of your IVA payments.

Source: the company’s website, checked

Who you deal with

  • MoneyPlus Group Limited (trading as MoneyPlus Advice)

    Companies House number 07310059

    FCA firm reference number 631217 on the Financial Conduct Authority register

    Gives advice and runs debt management plans. FCA register shows this name for this number.

  • MoneyPlus Insolvency Limited

    Companies House number 08214793

    Sets up and manages IVAs, per its site. No FCA number stated for this company.

What we checked, and what is still missing
Legal entity
Checked at the official company registry; incorporation is not regulatory permission.
Permissions and practitioner licences
Company statement; independent confirmation incomplete.
Service countries
Checked on the company’s own website; this is a company statement about its service.
Services
Checked on the company’s own website; this is a company statement about its service.
Fees
Checked on the company’s own website; this is a company statement about its service.
Website destination
Checked on the company’s own website; this is a company statement about its service.
Review profile
Checked on the named Trustpilot profile; not proof of permission or outcomes.

Confirmed at source: Trustpilot 4.6 from 351 reviews (its own site quotes a larger count from a different platform; not merged); entities and numbers on its own site and Companies House; FRN 631217 matches the name on the FCA register; IVA fee page. DMP fees re-read 24 Oct 2026 (Codex A09) on the terms page: the monthly fee (£52 or 49%, whichever is lowest) is charged from the first payment; the £500 arrangement fee is deducted from the same monthly payment, in addition to the monthly fee, until repaid or for a maximum of 18 payments. The two overlap; they are not one after the other. No worked total is shown because it depends on the payment size. Stated by the company only: MoneyPlus Insolvency's practitioner licences. Service countries: IVA, DRO and bankruptcy pages say England, Wales and Northern Ireland; DMP page says 'Live in the UK'; it has Scotland pages for trust deeds, sequestration, MAP and DAS.

Good to know

Its plans charge fees. Free plans are available elsewhere.

How this listing works

MoneyPlus Advice does not pay us. The link to its website is unpaid. We checked most of these facts at their sources on 24 October 2026. Some details could not be confirmed; the notes above say where. How we compare

Read MoneyPlus Advice’s reviews on Trustpilot

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