Angel Advance
Online debt adviser. Free advice, then a fee-charging plan or a referral to an IVA, DRO or bankruptcy.
4.9 / 5 1,032 reviews on Trustpilot checked
A customer review score from Trustpilot, not our rating, and not a sign that this company suits you.
Fees: Advice is free. A debt management plan costs £55 a month for six months, then £39.50 a month. IVA fees come out of your IVA payments.
Free advice, but most plans charge fees. IVAs are run by an outside insolvency practitioner.
Opens the company’s website. Nothing to fill in on our site.
The company you contact will look at your situation and tell you what it can offer. We do not assess you.
What they do
- Debt advice
- Paid debt plan (DMP)
- IVAs
- Debt Relief Order help
- Bankruptcy help
Works in: England, Wales and Scotland.
Source: the company’s website, checked
Costs
Advice is free. A debt management plan costs £55 a month for six months, then £39.50 a month. IVA fees come out of your IVA payments.
Source: the company’s website, checked
Who you deal with
Angel Advance Limited
Companies House number 08080440
FCA firm reference number 662386 on the Financial Conduct Authority register
FCA register shows this firm as Authorised since 1 June 2017, for consumer credit activities, with the same company number. The firm that runs an IVA is not named on its IVA page.
What we checked, and what is still missing
- Legal entity
- Checked at the official company registry; incorporation is not regulatory permission.
- Permissions and practitioner licences
- Relevant official register checked; see the entity notes for scope.
- Service countries
- Checked on the company’s own website; this is a company statement about its service.
- Services
- Company statement; independent confirmation incomplete.
- Fees
- Checked on the company’s own website; this is a company statement about its service.
- Website destination
- Checked on the company’s own website; this is a company statement about its service.
- Review profile
- Checked on the named Trustpilot profile; not proof of permission or outcomes.
Confirmed at source: Trustpilot 4.9 from 1,032 reviews; entity and number (own site, Companies House); FCA register FRN 662386, status Authorised; DMP fees (dmp page); IVA fee wording (IVA page). Countries corrected 24 Oct 2026: https://www.angeladvance.co.uk/about says it advises people in England, Scotland and Wales, and its pages point Northern Ireland residents to government advice, so Northern Ireland was removed. Its Scotland page (https://www.angeladvance.co.uk/debt-solutions/debt-solutions-for-scottish-residents) explains DAS, trust deeds and sequestration and refers people to approved advisers; it does not say Angel Advance runs a plan there, so only advice is listed for Scotland. Not confirmed: which insolvency practitioner firm sets up its IVAs.
Good to know
Free advice, but most plans charge fees. IVAs are run by an outside insolvency practitioner.
How this listing works
Angel Advance does not pay us. The link to its website is unpaid. We checked most of these facts at their sources on 24 October 2026. Some details could not be confirmed; the notes above say where. How we compare
Not sure where to start? Free debt advice
These services are free and independent. They can look at your whole situation, including options that these companies do not offer.
- StepChangeCall free: 0800 138 1111
- National DebtlineCall free: 0808 808 4000
- Citizens AdviceCall free: 0800 144 8848
- MoneyHelper